Real Estate Lending

Insurance / Services

Protect uninsured residential and commercial properties.

Lee & Mason offers a full suite of coverage options. makes it easy to place hazard, flood & REO liability coverage on uninsured properties. Blanket Mortgage Hazard & Blanket Mortgage Impairment insurance eliminates the bulk of costly internal insurance tracking. With our compliant Outsourced Tracking solution, Lee & Mason takes away the entire burden of collecting and matching insurance mail to the mortgage properties in your portfolio.

Allowing real property to go uninsured, even just briefly, presents a great risk to the lender. In the event of loss, the borrower is likely unable to afford repair costs without an insurance settlement. Over time, these unrepaired damages can significantly harm the value of the property. Lender-placed hazard and flood insurance through Lee & Mason's can protect residential and commercial properties whenever the borrower fails to insure them.


Pay claims on uninsured losses — without requiring the lender to track and force place.

Just like lender-placed mortgage hazard and flood insurance, Blanket Mortgage Hazard insurance provides residential and commercial property coverage on an entire portfolio. Better yet, it also eliminates the need to track insurance, saving you time and money. 

Blanket Mortgage Impairment insurance (BMI) provides mortgage servicers and originators with coverage for their interest in the mortgaged property when the owner fails to maintain insurance naming the lender as the mortgagee. This program also includes coverage for various servicing errors and omissions. If a lender purchases the full blanket option, BMI carries no tracking requirement.

The Lee & Mason Difference

Beyond just tracking flood insurance as required, some lenders feel they must track insurance to meet Fannie & Freddie servicing requirements. Let Lee & Mason take this responsibility off your hands. We collect all insurance mail and match the insurance document to each loan in your portfolio. When a property is identified as lacking insurance, we send CFPB-compliant notices to uninsured property owners to prompt them to provide evidence of insurance. Our services provide you with the well-deserved peace of mind that comes with knowing you have professionals tracking and mitigating your risk of property loss.